Maya Wallet vs. Maya Bank: Which One to Use for GCash Transfers



Confused about sending money from GCash to Maya? You're not alone. Many people get stuck choosing between Maya Bank, Inc. and Maya Philippines, Inc./Maya Wallet. Let's clear this up.

Understanding the Difference

There are two main ways to receive money through Maya:
  • Maya Wallet: This is like a digital wallet where you can store money. You use your mobile number as your account number.
  • Maya Savings Account: This is a bank account offered by Maya Bank. It has a regular bank account number.

When to Choose Maya Philippines, Inc./Maya Wallet

  • You want to send money to a Maya Wallet.
  • The recipient has a Maya Wallet and will use their mobile number as the account number (e.g., 09058837164).

When to Choose Maya Bank, Inc.

  • You want to send money to a Maya Savings Account.
  • The recipient has a Maya Savings account with a bank account number (e.g., 4208 1234 5678).


Remember: Double-check the account number before sending money to avoid errors. 

To learn more about cashing in to your Maya account, you can always visit the official Maya website: https://www.maya.ph/cashin
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